How Protect Yourself From the Equifax Data Hack
With the recent announcement from credit monitoring company Equifax that 143 million Americans may have had their vital personal information stolen in a massive hack of the company, many of us are wondering how we can protect ourselves from future identity theft.
In an announcement from the company from Friday, Sept. 8, 2017, Equifax officials said the data breach was made from mid-May to July 2017 through a vulnerability in an application on the company’s U.S. website. Hackers may have access to the following information for millions of Americans:
- Social Security numbers
- Birth dates
- Driver’s license numbers
Cyber criminals with access to just a couple of these items can lead to devastating identity theft and financial loss. However, losing all this information has a potentially massive impact. If not already, this data will be for sale on the dark web for any criminal wishing to open up fraudulent credit accounts and much much more.
While all this is troubling information, there is some good news about how you can protect yourself. The company has set up a monitoring program called TrustedID Premier.
Enrollment is free for one year, and is completed in a multi-step process stretched out over a few days. The process is designed for safety and efficiency for all who wish to enroll, according to the company.
TrustedID Premier will monitor your credit through all three of the U.S. agencies, and may take a few days after enrollment to activate. The program will employ the following steps and alert enrollees of potential irregularities.
- Equifax Credit Report Monitoring
- 3 Bureau Credit File Monitoring
- Equifax Credit Report Lock
- Social Security Number Monitoring
- $1M Identity Theft Insurance
At Chicago managed IT company BKS, we encourage all of our clients to consider enrolling as quickly as possible in the TrustedID Premier program, and please be aware of any terms or conditions within the program agreement. Several recent news reports have stated that you may waive your right to joining a class-action lawsuit by joining TrustedID Premier.
This data breach may have us feeling helpless, but whatever steps we can take to fight identify theft should be taken.
If you have any questions, please feel free to call our Help Desk at 630.357.8385